Medical Services & Supplies

The Alberta School Employee Benefit Plan (ASEBP) provides coverage for a variety of medical services and supplies that complement your provincial health care insurance plan. Here are some things you should know about your Other Medical Services & Supplies coverage:

  • Coverage for Other Medical Services & Supplies is the same for most ASEBP plans (differences and exceptions are outlined in the specific services and supplies)
  • Some of the services and supplies included are also partially covered by your provincial health care insurance plan
  • While all services and supplies must be medically necessary, a doctor’s referral and/or prescription are not required for reimbursement, unless otherwise specified
  • Non-emergency services received outside of Canada are only covered if the health care provider has the proper qualifications (i.e. licensed to practice)—which is the individual’s responsibility to ensure
  • Medical supplies purchased outside of Canada are covered, unless otherwise specified

Note that the following is a comprehensive summary of the official, legally binding ASEBP insurance policies and plan documents, which are available through your employer or by contacting us.

Benefit Inquiries

English

Email benefits@asebp.ca
Fax 780-438-5304
Toll Free 1-877-431-4786
Online Booking video meeting or phone call

What's not covered?

The following are a number of products and services not covered under the plan. Note that this list isn't exhaustive. 

Only expenses specifically listed as covered may be reimbursed and are subject to any limitations, maximums or exclusions as indicated. Here are a number of items not covered under the plan. Note that this list is not exhaustive.

  • Magnetic Resonance Imaging (MRI)
  • Check-ups (including screening, routine physical examinations and research studies) not necessary for treatment
  • X-rays (unless related to chiropractic or podiatry treatments)
  • Speech therapy
  • Beds (including adjustable beds) that do not qualify as “hospital beds”
  • Surgical implants (e.g. breast, testicular, cochlear)
  • Medical services and supplies (including hospital confinement) provided in association with cosmetic surgery or procedures
  • Expenses that are not considered medically necessary for the care of the patient’s injury or illness
  • Treatment that is experimental, educational or for the purpose of research
  • Extra billing charges by your doctor or other licensed health care provider (e.g. missed appointment fees, fees to complete medical forms, late fees, etc.)
  • Additional costs for medical supplies purchased from providers inside and outside Canada (e.g. shipping, duty)—unless related to oxygen and supplies required for its use
  • Accessories and repairs (e.g. charging cords, batteries, replacement filters, etc.)
  • Treatment and/or supplies provided free of charge
  • Services or supplies that should be free-of-charge under legislation (e.g. charges made by doctors which are in excess of fees allowed by Health Canada)
  • Expenses covered through a government program, whether or not you or your dependants choose to participate in the program
  • Expenses acquired because of active participation in a war or act of war (declared or not)
  • Expenses incurred while on active duty in any military or peacekeeping force
  • Services that are self-performed or supplies that are self-prescribed by a covered member or dependant that is a health care provider (e.g. a doctor writes him/herself a prescription)
  • Dental services other than those described under the Accidental Dental benefit
  • All expenses incurred as a result of conduct that would constitute an indictable offence within Canada

Additional Information

00Best Practices for Ambulance Claims

In order to direct-bill ASEBP for ambulance services you must provide AHS with your ASEBP ID number during pick-up and transport. If you’ve provided AHS with your ID number and receive an invoice from AHS, please contact them to bill ASEBP directly instead.

If you do not provide your ID number during pick-up and transport and pay AHS for the service directly, you must request a refund from AHS and have them bill ASEBP directly using your ID number in order to be reimbursed. If you do not request a refund and you submit the claim to ASEBP for reimbursement, ASEBP will only reimburse at the rates negotiated between ASEBP and AHS.

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01Prorated

Benefit coverage that is prorated refers to a maximum being divided proportionally.

Examples:

Coverage for group/family counselling is prorated based on both the length of the session and the number of patients attending. Please note that covered members and their dependants are not charged for other individuals in attendance. Examples of prorated group sessions are included below:

  • Scenario 1: An ASEBP covered member solely attends one psychology session. The cost of the session is $220 and the maximum allowable amount for psychology is $180 per person per session. Therefore, the covered member is eligible up to $180 for the session.
  • Scenario 2: An ASEBP covered member, together with a second person who is not a dependant or covered member, attend one group psychology session. The cost of the session is $220 and the maximum allowable amount for psychology is $180 per person per session. Therefore, the covered member is eligible up to $110 for session.
  • Scenario 3: A covered member and their dependants attend one psychology counselling group session together. The cost of the session is $260 and the maximum allowable amount for counselling is $120 per person per session. Therefore, each member is subject eligible up to $120 for the session to a maximum reimbursement of up to $90 (50 per cent of $180) for the session. This amount is determined by dividing the total cost of the session amongst the number of patients attending (two). As the prorated amount exceeds the per person maximum of $120, the covered member and dependant are both eligible up to the per person maximum of $120 for the counselling treatment.
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02Rolling Period

Your plan maximum is based on a rolling-year period (e.g. two years for a rolling two-year period, three years for a rolling three-year period, etc.) by service date (the date you received the treatment, service or product being claimed—not the date it was paid for)—not calendar year.

Example:

  • If you make a respiratory claim (which has a rolling five-year period) for $100 on May 15, 2015, that $100 will be added back to your respiratory coverage balance on May 15, 2020.

You can easily track your expenses and view your usage summary on My ASEBP or the My ASEBP Mobile App.

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In order to direct-bill ASEBP for ambulance services you must provide AHS with your ASEBP ID number during pick-up and transport. If you’ve provided AHS with your ID number and receive an invoice from AHS, please contact them to bill ASEBP directly instead.

If you do not provide your ID number during pick-up and transport and pay AHS for the service directly, you must request a refund from AHS and have them bill ASEBP directly using your ID number in order to be reimbursed. If you do not request a refund and you submit the claim to ASEBP for reimbursement, ASEBP will only reimburse at the rates negotiated between ASEBP and AHS.

Benefit coverage that is prorated refers to a maximum being divided proportionally.

Examples:

Coverage for group/family counselling is prorated based on both the length of the session and the number of patients attending. Please note that covered members and their dependants are not charged for other individuals in attendance. Examples of prorated group sessions are included below:

  • Scenario 1: An ASEBP covered member solely attends one psychology session. The cost of the session is $220 and the maximum allowable amount for psychology is $180 per person per session. Therefore, the covered member is eligible up to $180 for the session.
  • Scenario 2: An ASEBP covered member, together with a second person who is not a dependant or covered member, attend one group psychology session. The cost of the session is $220 and the maximum allowable amount for psychology is $180 per person per session. Therefore, the covered member is eligible up to $110 for session.
  • Scenario 3: A covered member and their dependants attend one psychology counselling group session together. The cost of the session is $260 and the maximum allowable amount for counselling is $120 per person per session. Therefore, each member is subject eligible up to $120 for the session to a maximum reimbursement of up to $90 (50 per cent of $180) for the session. This amount is determined by dividing the total cost of the session amongst the number of patients attending (two). As the prorated amount exceeds the per person maximum of $120, the covered member and dependant are both eligible up to the per person maximum of $120 for the counselling treatment.

Your plan maximum is based on a rolling-year period (e.g. two years for a rolling two-year period, three years for a rolling three-year period, etc.) by service date (the date you received the treatment, service or product being claimed—not the date it was paid for)—not calendar year.

Example:

  • If you make a respiratory claim (which has a rolling five-year period) for $100 on May 15, 2015, that $100 will be added back to your respiratory coverage balance on May 15, 2020.

You can easily track your expenses and view your usage summary on My ASEBP or the My ASEBP Mobile App.