Fraud

While ASEBP strives to protect you all year-round, benefits fraud continues to impact all of us and has serious consequences. The best way to prevent benefits fraud and protect your benefit plan is to report suspicious activities. If you notice anything suspicious in your claims history or witness or know of any benefit plan fraud, report it now:

What is Benefits Fraud?

Benefits fraud refers to intentional abuse, misuse or overuse of the benefit plan for personal gain. This is unlawful and affects everyone. It has lasting impacts, including higher premiums, suspension of benefit coverage or worse. Benefits fraud examples:

  • Transferring coverage between covered family members (e.g., claiming a service under a dependant’s benefit coverage when the service was for you)
  • Accepting incentives or gifts from providers in exchange for submitting claims (e.g., getting a free pair of shoes or a purse with foot orthotics)
  • Claiming benefits that are not covered by the plan as an eligible benefit (e.g., receiving a spa treatment and claiming it as a therapeutic massage)
  • Providers claiming for products or services that were not provided
  • Misrepresentation of conditions in a disability claim

How to Keep your Benefits Safe 

  • Do not accept incentives
    Cash, gift cards, or material items from service providers are benefits fraud flags. Only purchase products or services that are medically necessary. 
  • Never sign blank claim forms
    Only sign claim forms once you have confirmed they are complete and accurate. 
  • Always review receipt information
    When claims are direct billed, ask for a printed copy of your Explanation of Benefits. This will provide you with your claim details. If you notice any discrepancies, be sure to have your provider contact the Provider Services department to correct the claims information. 
  • Personal information
    Only share ASEBP ID and personal information with your providers and ASEBP benefit specialists. 
  • Review claims history
    Regularly check your claims online on My ASEBP or on the Mobile App to make sure claim details are correct. 

Covered members, and members of the public, have access to anonymous reporting tools to help report fraud, including a confidential hotline and email.  

As a trusted partner, ASEBP’s goal is to ensure the continued viability of the Plan to continue to support your, and your family’s, health needs.  

For more information about benefits fraud, visit the Canadian Life and Health Insurance Association